:root{
  --navy:#173583;--blue:#00A4BE;--sky:#00ACD3;--deep:#1A1262;--royal:#1E439B;
  --ink:#13203b;--muted:#52607a;--line:#e3e8f2;--bg:#ffffff;--soft:#f4f7fc;
  --radius:14px;--shadow:0 10px 30px rgba(23,53,131,.10);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Maven Pro',Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.7;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:'El Messiri','Maven Pro',Arial,sans-serif;line-height:1.2;color:var(--navy)}
h1{font-size:clamp(1.8rem,4vw,2.6rem);font-weight:700;letter-spacing:-.5px;margin-bottom:.4em}
h2{font-size:1.5rem;font-weight:700;margin:1.6rem 0 .6rem}
h3{font-size:1.15rem;font-weight:600;color:var(--royal);margin:1.2rem 0 .4rem}
p{margin-bottom:1rem}
a{color:var(--royal);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:780px;margin:0 auto;padding:0 20px}
.wrap-wide{max-width:1080px;margin:0 auto;padding:0 20px}
.eyebrow{font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--blue);font-size:.82rem;margin-bottom:.6rem}
.btn{display:inline-flex;align-items:center;gap:.5rem;background:var(--blue);color:#fff;font-weight:700;padding:13px 24px;border-radius:50px;border:0;cursor:pointer;font-size:1rem;transition:transform .15s,background .15s;box-shadow:0 6px 18px rgba(0,164,190,.35)}
.btn:hover{background:var(--sky);transform:translateY(-2px);text-decoration:none}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:12px 20px;max-width:1080px;margin:0 auto;gap:16px}
.logo img{height:60px;width:auto;display:block}
.nav-right{display:flex;align-items:center;gap:16px}
.nav-right a.txt{font-weight:700;color:var(--navy);white-space:nowrap}
@media(max-width:560px){.nav-right a.txt{display:none}.logo img{height:46px}}
.crumbs{font-size:.88rem;color:var(--muted);padding:18px 0 0}
.crumbs a{color:var(--royal)}
.post{padding:18px 0 56px}
.byline{display:flex;align-items:center;gap:12px;flex-wrap:wrap;color:var(--muted);font-size:.92rem;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:26px}
.byline .av{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:'El Messiri',sans-serif;font-weight:700}
.byline b{color:var(--navy)}
.lead{font-size:1.18rem;color:var(--ink)}
.post img.hero{width:100%;border-radius:var(--radius);margin:8px 0 22px;box-shadow:var(--shadow)}
.note{background:#eaf7fb;border:1px solid #bfe7f1;border-radius:10px;padding:16px 18px;margin:20px 0;font-size:.97rem}
.note b{color:var(--navy)}
.warn{background:#fff5f5;border:1px solid #f6cfcf;border-left:5px solid #d64545;border-radius:10px;padding:16px 18px;margin:20px 0}
.warn b{color:#b3322f}
ul.tidy,ol.tidy{margin:0 0 1rem 1.2rem}
ul.tidy li,ol.tidy li{margin-bottom:.5rem}
.cta{background:linear-gradient(135deg,var(--deep),var(--navy));color:#fff;border-radius:18px;padding:32px;text-align:center;margin:34px 0;box-shadow:var(--shadow)}
.cta h3{color:#fff;font-size:1.5rem}
.cta p{color:#dce6ff;max-width:48ch;margin:.4rem auto 1.2rem}
details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;box-shadow:0 3px 10px rgba(23,53,131,.05)}
summary{cursor:pointer;padding:16px 20px;font-weight:600;font-family:'El Messiri',sans-serif;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--blue);font-size:1.4rem;line-height:1}
details[open] summary::after{content:"–"}
details .body{padding:0 20px 18px;color:var(--muted)}
.related{border-top:1px solid var(--line);margin-top:40px;padding-top:24px}
.related a{display:block;font-weight:600;margin-bottom:8px}
.disclaimer{color:var(--muted);font-size:.82rem;margin-top:18px;border-top:1px solid var(--line);padding-top:16px}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:26px}
@media(max-width:720px){.cards{grid-template-columns:1fr}}
.pcard{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);color:inherit;transition:transform .15s,box-shadow .15s}
.pcard:hover{transform:translateY(-3px);box-shadow:0 16px 36px rgba(23,53,131,.16);text-decoration:none}
.pcard .body{padding:20px 22px}
.pcard .tag{font-size:.72rem;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--blue)}
.pcard h3{color:var(--navy);margin:.3rem 0 .4rem}
.pcard p{color:var(--muted);font-size:.95rem;margin:0}
footer{background:var(--ink);color:#aebbd6;padding:38px 0;font-size:.92rem;margin-top:30px}
footer a{color:#cdd9f6}
footer .fine{border-top:1px solid #2a3658;margin-top:20px;padding-top:16px;font-size:.82rem;color:#7d8aac}